This is a retail store credit card offered by the home improvement store known as Lowes. Credit card is highly used in the US, and users can widely use these cards for shopping. It can also be used to make purchases at Lowes stores or online stores.This credit card also offers other benefits like special financing options. Rewards and discounts for frequent shoppers.
However, it is also important to note that the retail credit card always comes with high-interest rates compared to other credit cards, so paying off the balance on time is necessary to avoid any interest charges.
Overview of Lowes credit card
|Card name||Lowes credit card|
|Issued by||Lowes, Inc. (Synchrony Bank)|
|Beneficiary||Lowes credit card holders|
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Benefits and features of Lowes credit card
The Lowes credit card offers various benefits to its cardholders. The users of this credit card apply for it to enjoy the below benefits.
- Variable APR – The credit card has a variable APR of 26.99%
- No annual fee – You do not have to pay any annual fee for owning the credit card.
- Easy to apply –You can easily apply for the credit card in–store or online.
- Easy online account management –Cardholders can access the account information, make online payments and view statements.
- Rewards program –Cardholders can earn rewards points on the purchase they make each time. These reward points can be redeemed for discounts on your future purchase.
- Exclusive discounts and discounts –cardholders receive discounts and promotions on selected products and services.
- Special financing options –Lowes credit card offers special financing options on the purchase of $299 or more. For example – six months of financing on a purchase of $299 or more and 12 months on a purchase of $1,000 or more.
- 5% off eligible purchases –Card users can receive a 5% discount on every eligible purchase made at the store of Lowes and on Lowes.com.
Types of Lowes credit card
There are six different types of Lowes credit cards i.e.
- Lowe’s lease to Own
- Lowe’s Preload Discover Card
- Lowes Business rewards
- Lowes commercial account
- Lowes business advantage
- Lowes advantage card
Lowes credit card application or apply online
If you are interested in applying for a Lowes credit card, then you need to follow the below steps.
- First, you need to visit the official website of Lowes credit card at the official website https://www.lowes.com/
- On the homepage of Lowes, you need to click on the Lowes credit card link.
- After that, a new page will open where you have to find apply now option and then click on it.
- Here enter the last four digits of your SSN and your mobile number.
- After this, click on the continue button.
- Next, you need to enter your professional and personal details and other important details asked in the form.
- After this, you have to follow the guidelines displayed on the screen, and your credit card application is successful.